Ebook Download , by R. A. Torrey

Ebook Download , by R. A. Torrey

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, by R. A. Torrey

Ebook Download , by R. A. Torrey

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Product details

File Size: 24528 KB

Print Length: 784 pages

Simultaneous Device Usage: Unlimited

Publisher: E4 Group (January 14, 2015)

Publication Date: January 14, 2015

Sold by: Amazon Digital Services LLC

Language: English

ASIN: B00SA2841M

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Amazon Best Sellers Rank:

#65,263 Paid in Kindle Store (See Top 100 Paid in Kindle Store)

Probably one of the best reference tools as far as a word study of the scriptures. It is far better in the Kindle edition than the printed version, because with one click you can get all the references you need pertaining to the verse you are studying. I keep this book handy, close to me at all times ,this is an amazing version. Absolutely love it

What can I say? My husband loved this so much, we purchased two more as gifts for friends. This book is huge! It is about as thick as a dictionary, and the print is very small. It is a little overwhelming at first, but once you get used to it, you will find it to be an excellent resource for your Bible study. This book contains cross-references for every single word in the Bible. Very helpful for indepth study

This is a comment in regards to the Kindle edition. When performing a search for a topic, the search results points you to the verse.When you go to the verse, the book and chapter is not readily displayed. You then have to go through several steps to locate the book and chapter that the verse is from. The content gets 5 stars. This kindle version is poorly executed.

This is truly a treasure. I can spend all day at my desk reading the Bible and this book. I found this book by accident and I am really impressed. I wish I would have found this ten years ago. I rarely watch television anymore. This book has enriched my Bible reading and study.

This has been the best purchase I've made for my Bible study materials. This book, in addition to the concordance and references in my Bible, gives me an extremely thorough set of references so I can dig very deep into Scripture to extract the meaning from passages about whatever topic the Lord sees fit to show me.

This not what I was expecting. I read the info about the book on your site. Also read several of the reviews, all praising the book.I'm starting to understand how to use it and hope in the near future, I will be praising the book like the reviews all ready on your site.

This is a helpful tool when studying the Bible. Combine it with an Exhaustive Concordance that includes a Greek, Hebrew, and Aramaic dictionary and you have the tools necessary to take your Bible study to the next level. This book is easy enough for everyone to understand it and use it to its full potential.

Exactly what I was wanted. The print isn't too small, and is easy to read,

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PDF Ebook How to Own Your Home Years Sooner & Retire Debt Free, U. S. Edition, by Harj Gill

PDF Ebook How to Own Your Home Years Sooner & Retire Debt Free, U. S. Edition, by Harj Gill

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How to Own Your Home Years Sooner & Retire Debt Free, U. S. Edition, by Harj Gill

PDF Ebook How to Own Your Home Years Sooner & Retire Debt Free, U. S. Edition, by Harj Gill

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Review

...gives us hope that we can achieve freedom from our mortgage before a ripe old age. --Your Mortgage Magazine. . . cut the term of your home loan significantly. --Personal Investment MagazineSave a bundle on your home loan. --The Sunday Times

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About the Author

Harj Gill graduated from the University of Western Australia with a Master's degree in Education. He went on to specialize in the field of mortgage reduction strategies and became a bestselling author in 1997 with the Australian edition of this book, which subsequently sold over 150,000 copies. The latest edition of his book specifically caters to North American home loan borrowers to help them Own Their Home Years Sooner.

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Product details

Paperback: 150 pages

Publisher: Speed Equity Publishing (May 1, 2014)

Language: English

ISBN-10: 098506031X

ISBN-13: 978-0985060312

Product Dimensions:

5.5 x 0.3 x 8.5 inches

Shipping Weight: 9 ounces (View shipping rates and policies)

Average Customer Review:

4.5 out of 5 stars

153 customer reviews

Amazon Best Sellers Rank:

#127,069 in Books (See Top 100 in Books)

I first came across the concept of mortgage acceleration payoff on YouTube through a series of videos from ReplaceYourMortgage.com. The video's prompted me to research the strategy more thoroughly to verify its legitimacy. It turns out that there are dozens of companies marketing this strategy.After researching this acceleration payoff strategy on several blogs and forums, I found individual testimonies of how it truly worked for them. So I was determined to learn the strategy for myself. The problem that I ran into though was the ridiculous amount of money some of these companies wanted for their services. In the ballpark of $4,000 to $5,000!I almost paid $4,000 to ReplaceYourMortgage.com... that was until I came across a YouTube video of the Speed Equity System created by Harj Gill ( https://www.youtube.com/watch?v=0sm-MFuciBw ). Mr. Gill gives a brief presentation explaining how to use his Speed Equity System to take advantage of the key banking principle he discovered. I learned that Mr. Gill brought this mortgage acceleration payoff strategy from Australia to the United States in the late 90’s. I didn't understand what the key banking principle was so I decided to purchase his book, How to Own Your Home Years Sooner & Retire Debt Free (U.S. Edition).Book Review:I devoured the book in three days! Mr. Gill is an educator and it clearly show’s throughout his book. He ensures that the most important principles are explained in a way that you won’t forget. One example is The Key Banking Principle: "The interest on your mortgage is calculated on the DAILY OUTSTANDING BALANCE and charged at the end of the month (called monthly in arrears)." He does an excellent job at helping you understand what The Key Banking Principle is and how you can use it to your advantage.He also exposes a lot of myths and bad information circulating about money and mortgages. One example is the misunderstanding that it is advantageous for you to NOT payoff your mortgage because of the tax deduction on the interest. WRONG! Mr. Gill plainly presents in his book how this line of thinking is false and that NOT having a mortgage frees up a substantial amount of your disposable income each year.Mr. Gill’s book also exposes the problems of how we have been taught to pay down our homes and offers a fantastic solution. With the knowledge in this book combined with the power of the Speed Equity Software, you will be amazed at how much time and interest you can save with your mortgage by using it yourself.Speed Equity Software Review:So how do I know that we are on track to saving around 22 years and $80,000 in interest on our mortgage? The answer is the Speed Equity Software.The software is designed in such a way that if you thoroughly go through your finances and enter your income, debt, and expense information, you are able to see what your potential time and interest savings can be. It is powerful because it gives you a target to aim at. I have heard and believe that “If you aim at nothing, you will hit it every time.” This software gives you the mortgage payoff target to aim at!You can also input “What If” scenarios such as buying a car or going on a vacation to see how that cost would affect your time and interest savings on your mortgage. That means you can plan your spending and get instant feedback on what the future cost would be.It also calculates the optimal amount of money to inject into your mortgage from your HELOC to maximize your time and interest savings. People like myself who have chosen to use a HELOC in the second lien position use this calculation. As opposed to refinancing a perfectly good fixed rate mortgage into a first lien HELOC costing thousands.You must read the book to understand the information and strategy behind the above information.I also highly suggest that you start a monthly spending plan (budget) if you haven’t already and keep it up every month. It will help you tremendously if you know where your money is going and if you are cash flow positive or negative. I use Google Sheets, which has free budgeting templates that work well in Google Drive.WARNING: If you are CASH FLOW NEGATIVE this strategy WILL NOT WORK for you. You need to know if you are making more money than you spend each month.Conclusion:Why waste THOUSANDS of your hard earned dollars on imitators that take advantage of your lack of knowledge? When you can get it from the pioneer of accelerated mortgage payoff for a FRACTION of the cost! I ended up paying $10 for the Kindle version of this book and $499 for a 15-year subscription to the software. That’s a savings of nearly $3,500 had I gone ahead and signed up with the previously mention company.I highly recommend How to Own Your Home Years Sooner and Retire Debt Free (U.S. Edition) and the Speed Equity Software to anyone seeking freedom from the weight of a 30-year mortgage. The banking industry doesn’t want you to know the information in this book because it leaves money in YOUR pocket as opposed to THEIRS.The rich rule over the poor, and the borrower is slave to the lender.– Proverbs 22:7Reach out to me at joshua.cunningham@att.net if you have any questions. I hope my review has blessed you as much as I have been blessed.

I wasn't either. What compelled me was my over-riding desire to reach my goal. Hopefully this review can provide you with basic information to make a better decision.I am a husband, father, and a high school teacher with a strong desire and interest in the concept of paying off our two mortgages; the one for our rental and the one for our primary home. My initial inquiries for more information began online, migrated to YouTube, and then eventually took me to my local bookstore. It was during my YouTube search that I came across the video presentation and the book, “own your home years sooner…”. I purchased and read it over two days and suddenly felt empowered with a tactical plan to accomplish our goal. I understood the concept but wanted to ensure my best understanding. For that reason, I reached out to the author, Harj Gill, to cultivate a relationship which could surround me with a mentor to help us accomplish our goals. I’m very glad that I did.Part of the tactical plan of the book is to help us lay out a specific road map which allows us to see the power of the strategy as it ‘kills off’ the loan(s) over time. The program shows you the impact of what cash injections have on the length of the loan and the amount of interest that is saved. The results of these reports, however, are only as good as the accuracy of the information. I actually made my own table in Excel and I believed that my table could give me the specific information needed to sustain the discipline which the strategy requires. What I discovered is that Harj’s program, the Speed Equity Software, is more thorough because it has more input variables than my table. The short story here is that moving forward; Harj’s software program will be what I will be using.Please note the words that I used in the previous chapter. Each of these elements is necessary. They were ‘specific information’, ‘sustain’, and ‘discipline’. You will need specific inputs to produce the best and most accurate results. Accuracy is the key. You will also need stamina and discipline to sustain this endeavor. In all likelihood, this will take time, in many cases multiple years. Both spouses need to see the vision otherwise it will be very difficult to see the goal through completion with only one of you on-board. Finally, let me add another term; positive cash flow. This is not for everyone and you do need positive cash flow at the end of the month in order to make this a reality. If you do not have positive cash flow, you will need to discover ways to create it, and or save it. Positive cash flow is not covered in this book but you will need it just the same. A great first step towards positive cash flow is a budget. I mean a real budget, one that tells you exactly what your income is and where you are spending each of your dollars. There are many factors that produce success, but the more positive cash flow that you have the greater your results.If you are serious about paying off your mortgage and want a step-by-step plan that will put you on the ‘correct track’ to see your goal, without breaking the bank to get informed, then this is a book that ought to be in your library.

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